Did you know that leaving your home vacant for a short period of time may result in drop of coverage of your homeowners’ insurance policy? When you leave your home vacant, you leave it vulnerable to an array of potential perils. What if a pipe bursts and there is nobody to fix the situation before the flood damages become irreparable?
It is important to know the difference between an unoccupied home and a vacant home. An unoccupied home refers to a home that has been left in a condition that means the owners will be returning soon. A vacant home refers to a house that is empty and contains none of the typical homeowner necessities, such as appliances and furniture.
If you will be leaving your vacation property vacant for a short period of time, you will want to purchase an endorsement for the property in order to receive protection and coverage.
We can help you insure your home while it is vacant for a short period of time. Contact Reta Insurance Agency for all of your Illinois homeowners’ insurance needs. We are located in Worth but provide all Illinois residents with unparalleled insurance services.