Do you understand all the coverage options of your auto insurance policy? While you may have heard of the term bodily injury liability coverage, do you understand what it means? This is a misleading term because in all actuality, it doesn’t protect you from bodily injuries caused by a car accident at all.
Bodily injury liability coverage actually protects you from incurring the financial burdens when you are at fault in an accident. For instance, your bodily injury liability coverage will cover the costs of the other injured party’s medical expenses, lost wages, pain and suffering, funeral costs, and legal representation.
Since every time you are on the road a potential accident is possible, it is important that you have bodily injury liability coverage. Many states require this type of coverage for that exact reason. The medical costs of a seriously injured person or someone who dies from an accident you are at fault in, can bankrupt almost anyone.
Be smart and prepare ahead of time for the worst and add bodily injury liability coverage to your existing auto insurance policy.
Reta Insurance Agency has been providing Illinois residents with excellent insurance services for over 20 years. Contact us today and we can answer any and all of your questions regarding adopting an auto insurance policy.